Title-less Boats and Other Watercraft

Indiana requires that owners of most types of boats and other watercraft obtain a certificate of title. If a title is required for your watercraft, it is unlawful to allow it to be operated in Indiana without first obtaining a certificate of title. Violating this requirement is a Class A infraction, which can result in fines of up to $10,000.

State law requires that a person applying for certificate of title for a watercraft provide information about the watercraft and the owner, including; (1) a full description of the vehicle, (2) a statement of any liens, mortgages, or other encumbrances on the vehicle, (3) the vehicle identification number or special identification number, (4) the former title number, if applicable, (5) the purchase or acquisition date, (6) the name and SSN or federal ID number of the owner, and (7) any additional information requested by the BMV, including a valid permit to transfer title if applicable. If any, or all, of this information is unavailable, other processes are available.

If the watercraft has not previously been issued a certificate of title, the title application must include a manufacturer’s certificate of origin. Manufacturer’s certificates of origin can be requested from the dealer of the watercraft. This certificate provides information about the watercraft including a physical description, the date of ownership transfer, and must be accompanied by an inspection by the licensed dealer. If obtaining a manufacturer’s certificate of origin is not possible, a bill of sale can also satisfy this requirement.

If the owner is unable to establish ownership through any of the aforementioned processes, then he or she can apply for a court-ordered title. To do so, the owner must file a petition in a court within their county of residence. Some counties provide fillable petitions for use, but an attorney can help ensure all the requirements are satisfied. When accepted by a judge, the court will order that the BMV issue a title for the watercraft. The application for the court-ordered title requires several additional state forms to be provided. The Indiana BMV provides all required forms for the court-ordered title application packet. Once all materials have been collected and the court has issued an order to appoint certificate of title, the owner can submit the application for title to the BMV.

If you you’re unsure whether your watercraft requires a title in Indiana, or if you have other questions about the titling process for your watercraft or any other motorized vehicle, contact McNeelyLaw LLP at (317) 825-5110 to talk to one of our experienced attorneys.

This McNeelyLaw LLP publication should not be construed as legal advice or legal opinion of any specific facts or circumstances. The contents are intended for general informational purposes only, and you are urged to consult your own lawyer on any specific legal questions you may have concerning your situation.